Click here to apply for a VA loan
Through the VA Home Loan Program, veterans are given benefits that regular homeowners don’t have. Because of these benefits veterans are able to receive great rates, no out-of-pocket expenses at closing, with a trusted loan program guaranteed by the VA.
- The VA loan is one of the few programs available to homeowners allowing 100% financing with no money down at closing.
- Veterans Affairs don’t have a minimum credit score requirement on VA loans.
- Veterans with disability can waive the VA funding fee.
- Interest Rate Reduction Refinance Loans (IRRRL) don’t need an appraisal.
- Employment income verification is not needed on IRRRL unless payments are increasing over 20% of current payment.
- Energy Efficiency Loan – $6000 available to help your home become more energy efficient.