VA approved lender VA Help Center, LLC. – NMLS #1816438. We are not affiliated with any government agencies or the Dept. of Veterans Affairs.

VA Help Center
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    • VA Streamline Refinance

      VA Streamline also known as (IRRRL) is setup to benefit veterans who would like to avoid getting appraisal and going through income verification to qualify for a rate reduction on an existing VA residence.

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    • Purchase

      Honorably discharged veterans have the ability to use their benefits to receive a VA home loan. VA rates have been some of the most competitive rates available requiring no down payment, which makes it a great option for all military families.

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    • VA Hybrid

      The VA Hybrid loan starts with an initial fixed period that allows the veteran the opportunity to take advantage of the lowest rates in the market. The hybrid program, being tied to the U.S. treasury index, along with the 1% rate caps per year, protect veterans over the life of the loan.

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CALL NOW: (801) 871-3739

Why a VA Loan?

  • VA Loans are backed and Guaranteed by the Veterans Affairs Administration.
  • Streamline (IRRRL) allows for Veterans to avoid the need for Appraisal, Termite Inspections and Income verification.
  • If you are current on your mortgage, you would have already qualified for the VA home loan. Must be a benefit!
  • Take advantage of your benefits by having access to the current market rates. Conventional home owners need to qualify every time they want a rate reduction. VA home owners have the ability to do multiple reductions as long as there is a net tangible benefit.
  • Credit score requirements are not as strict for VA home loans.
  • All VA programs are pretty straight forward, NO Prepayment Penalties and the ability to deffer two months mortgage payment. You can deffer the month you close in and the following month. Also you can receive an escrow refund of your current paid to day balance. We will create a new escrow balance for you to take care of future taxes and insurance.

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VA approved lender VA Help Center, LLC. – NMLS #1816438. We are not affiliated with any government agencies or the Dept. of Veterans Affairs. Our mission has been to help and inform veterans of the VA programs and available benefits of owning a home.

Licensing Information

VA Home Loans

  • VA Loan Overview
  • VA Loan Eligibility
  • Why a VA Loan?
  • VA Loan Rates
  • First-Time Homebuyer

VA Refinancing

  • VA Loan Refinancing Overview
  • Streamline (IRRRL) Refinancing
  • Cash-Out Refinancing